Good Roof Age

This difference could amount to thousands of dollars depending on the age of your roof.

Good roof age.

Knowing when a roof was installed and what it s made of offers insight into how much life it has left. Tile roofing is typically stronger than shingle and is considered to have a life expectancy of 30 years. Imagine that your roof leaks after a heavy rainstorm. While many types of roofs last longer than 15 years some can hold up well for 50 years or longer barring a serious storm or a large fallen tree.

Concrete tile such as those manufactured by eagle roofing products and natural clay tile will need to be reroofed 1 time during this period meaning they last 75 years or more. This is probably a good policy because it promotes better maintenance and reduces needless loss says merlin. If you live in an area where roof damage from windstorms and hail is prevalent or possible the decision you make about this coverage could mean the difference between paying out just your homeowners policy deductible or your deductible plus depreciation costs. The trend is to require an older roof 15 to 20 years plus to have an inspection to get a renewal.

An insurer may cover a leaky roof. For instance a typical asphalt shingle roof lasts 20 to 25 years while a roof installed. Were the 25 year shingle will last 25 years. Fiberglass shingles are more.

Or they may offer a claim settlement that is lower than you hoped. Not surprisingly cheaper roofing materials won t. Jeanne mclaughlin august 9. These are expected to last up to 20 years.

This doesn t mean that your architectural roof will start collapsing after 20 years. I have a 25 year shingle on my roof and it has only lasted 16 years what is a good brand to use. Ribbed panels can be a good option for a steeper gable style roof. Does homeowners insurance cover roof leaks.

Tile roofing is made of either concrete or clay and comes in different shapes and textures. The average lifespan of asphalt shingles ranges from 20 to 40 years depending on the manufacturer although many warranties only guarantee between 15 and 25 years. Your insurance company can argue that roof damages were exacerbated by the roof s age. A ribbed metal panel roofing system featuring concealed fasteners will offer a longer lifespan ranging from 30 to 50 years depending on the environment.